Homebuying

ARMs vs. Fixed-Rate Mortgages: What Homebuyers Are Choosing in 2025

ARMs vs. Fixed-Rate Mortgages: What Homebuyers Are Choosing in 2025

July 17, 2025

The mortgage market in 2025 is a battleground of choice: go with the predictable comfort of a fixed-rate mortgage or take a calculated risk with an adjustable-rate mortgage (ARM) for lower upfront costs? With 30-year fixed rates hovering around 6.77% and economic uncertainty lingering, homebuyers are rethinking old assumptions. The allure of ARMs is growing, […]